Green mortgages can be gentle on your budget

Winner - Best Lender for first-time buyers

Talk to The Co-operative Bank

Our mortgage partner, The Co-operative Bank has been the only UK high street bank with a customer-led Ethical Policy for 15 years. The policy includes a commitment to many aspects of ecological impact and recently the bank has been working with Friends of the Earth to help influence the government's approach on climate change.

Affordable options for first time buyers

Getting on the property ladder can be a daunting prospect but you may have more options than you think. With The Co-operative Bank first time buyers can choose from cashback mortgages (to help with stamp duty and moving costs); guarantor mortgages (allowing you to borrow more with your parents as guarantor); graduate mortgages, plus discounted and fixed rate deals. You can also buy with friends too - an increasingly popular option.

Carbon offsetting at no extra cost

Domestic homes produce almost a quarter of the UK's total output of carbon dioxide - the major cause of climate change - and even sustainable houses such as the ones LS21 offer produce some CO2 emissions. That's why, with every mortgage, The Co-operative Bank promises to offset 20% of the average home's carbon dioxide emissions. This applies for every year that the mortgage exists and there's no extra cost to you.

Find out more about The Co-operative Bank's first time buyer mortgages by visiting their website. Alternatively call 08000 859 052 or visit your nearest branch.

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Calls may be monitored or recorded for security and training purposes. The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Banking Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).